TERMS & CONDITIONS

Last Updated: August 9, 2026

Welcome to EKORR. These Terms & Conditions (“Terms”) govern your access to and use of the EKORR website, content, programs, resources, community features, and related services.

Throughout these Terms, “EKORR,” “we,” “our,” and “us” refer to EKORR and its operators. “You” and “your” refer to visitors, users, and members who access or use our website or services.

By accessing or using the EKORR website or services, you agree to these Terms. If you do not agree with these Terms, please do not use our website or services.

1. ABOUT EKORR

EKORR is a personal-development and community platform designed to provide education, resources, accountability, community engagement, challenges, programs, and other opportunities intended to encourage personal, professional, and financial growth.

Specific programs, benefits, features, or services may change as EKORR continues to grow.

2. ELIGIBILITY

You must be legally capable of entering into an agreement to purchase a membership or paid service from EKORR.

Certain programs, activities, or services may have additional eligibility requirements, which will be disclosed when applicable.

If you access EKORR on behalf of another person or organization, you represent that you have authority to do so.

3. ACCOUNTS AND MEMBERSHIP

Some EKORR services may require you to create an account or purchase a membership.

You agree to provide accurate and current information and to keep your account information updated.

You are responsible for maintaining the confidentiality of your login credentials and for activity occurring through your account.

Accounts and memberships are intended for the registered member and may not be sold, transferred, shared, or provided to another person unless EKORR expressly authorizes it.

Additional rules concerning memberships, billing, cancellations, renewals, benefits, and membership access are provided in our Membership Terms.

4. EDUCATIONAL PURPOSES ONLY

EKORR provides educational information, resources, community support, and personal-development content.

Unless expressly stated otherwise, EKORR does not provide legal, tax, accounting, investment, medical, mental-health, or other licensed professional advice.

Information provided through EKORR should not be considered a substitute for advice from a qualified professional who understands your individual circumstances.

You are responsible for evaluating information and making your own personal, professional, and financial decisions.

5. NO GUARANTEE OF RESULTS

EKORR is designed to provide tools, education, accountability, resources, and community support. However, individual results will vary.

We do not guarantee that participation in EKORR will result in any particular financial outcome, employment opportunity, business result, credit score, income level, personal achievement, or other specific result.

Your results depend on many factors, including your individual circumstances, decisions, participation, effort, consistency, and actions.

Testimonials or member success stories represent individual experiences and should not be interpreted as guarantees that another person will achieve the same results.

6. COMMUNITY STANDARDS

EKORR is intended to be a supportive and respectful community.

When participating in EKORR community spaces, events, discussions, challenges, or other activities, you agree not to:

Harass, threaten, intimidate, or abuse another person
Engage in discriminatory or hateful conduct
Post unlawful, fraudulent, deceptive, or intentionally misleading content
Spam members or engage in unauthorized solicitation
Impersonate another person or misrepresent your identity
Attempt to obtain another member's private information without authorization
Distribute malicious software or interfere with EKORR's systems
Use EKORR to conduct unlawful activity
Reproduce or distribute protected EKORR materials without authorization

EKORR reserves the right to moderate its community and remove content or restrict access when reasonably necessary to protect the community, its members, or the organization.

7. INTELLECTUAL PROPERTY

Unless otherwise stated, EKORR's original materials—including its branding, logos, graphics, written materials, educational resources, downloads, videos, challenges, program materials, designs, and other original content—are owned by or licensed to EKORR and are protected by applicable intellectual-property laws.

Your access to EKORR does not transfer ownership of our intellectual property to you.

Unless EKORR gives you written permission, you may not copy, reproduce, sell, republish, distribute, modify, create unauthorized derivative works from, or commercially exploit EKORR materials.

Materials made available for personal use may be used by members for their own personal, noncommercial purposes unless otherwise stated.

8. USER CONTENT

You may have opportunities to submit comments, posts, responses, photographs, testimonials, videos, challenge entries, or other content to EKORR.

You remain responsible for content you submit and represent that you have the right to submit it.

Submitting content within an EKORR community does not automatically give EKORR unrestricted permission to use your name, image, testimonial, or likeness in public advertising.

When appropriate, EKORR may request additional permission before using identifiable member content for public promotional or marketing purposes.

9. THIRD-PARTY PLATFORMS AND LINKS

EKORR may use or link to third-party services for community hosting, payments, communications, scheduling, analytics, or other functions.

Those third-party services operate under their own terms and privacy practices.

EKORR does not control and is not responsible for the independent operation, availability, content, security, or privacy practices of third-party platforms.

10. PAYMENTS AND PURCHASES

Certain EKORR memberships, programs, products, events, or services may require payment.

Prices and applicable payment terms will be disclosed at or before purchase.

Payments may be processed by third-party payment providers. By making a purchase, you agree to provide accurate billing information and authorize the applicable charges associated with your purchase.

Membership-specific billing, renewal, cancellation, and refund provisions are addressed in the Membership Terms and/or presented during checkout.

11. SUPPORT, ASSISTANCE, AND COMMUNITY BENEFITS

EKORR may periodically offer community benefits, assistance programs, giveaways, awards, resources, opportunities, or other forms of support.

Unless EKORR expressly states otherwise in writing, eligibility for such programs does not guarantee approval, selection, payment, assistance, or any particular benefit.

EKORR may establish separate eligibility requirements, application procedures, limits, selection criteria, or program rules for individual initiatives.

Availability may depend on funding, resources, program requirements, and other factors.

12. PROHIBITED USE

You may not use EKORR's website, community, content, or services to:

Violate applicable law
Commit or promote fraud
Attempt unauthorized access to another account or system
Scrape, harvest, or improperly collect member information
Interfere with the operation or security of our services
Misrepresent an affiliation with EKORR
Resell EKORR memberships or protected content without authorization
Exploit EKORR resources for an unauthorized commercial purpose

13. SUSPENSION OR TERMINATION

EKORR may suspend, restrict, or terminate access when we reasonably believe a user has violated these Terms, engaged in fraud or abuse, threatened the safety or security of the community, misused EKORR resources, or engaged in conduct that materially harms EKORR or its members.

Where appropriate, EKORR may provide notice or an opportunity to address the issue. However, immediate action may be taken when reasonably necessary for safety, security, fraud prevention, or legal compliance.

Membership cancellation and financial consequences, if any, are governed by the applicable Membership Terms.

14. WEBSITE AVAILABILITY

We work to keep EKORR's website and services available and functioning properly, but uninterrupted access cannot be guaranteed.

Services may occasionally be unavailable because of maintenance, updates, technical problems, third-party platform issues, security concerns, or circumstances outside our reasonable control.

EKORR may modify, improve, replace, add, or discontinue website features or services as the organization evolves.

15. DISCLAIMER OF WARRANTIES

To the extent permitted by applicable law, EKORR's website, content, and services are provided on an “as available” and “as is” basis.

We do not guarantee that the website or services will always be uninterrupted, error-free, or suitable for every individual's particular goals or circumstances.

Nothing in these Terms excludes warranties or rights that cannot legally be excluded under applicable law.

16. LIMITATION OF LIABILITY

To the extent permitted by applicable law, EKORR and its owners, officers, employees, contractors, representatives, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, EKORR's website, content, community, or services.

Nothing in these Terms is intended to limit liability that cannot legally be limited or excluded.

17. PRIVACY

Your use of EKORR is also subject to our Privacy Policy, which explains how we collect, use, and protect personal information.

Please review the Privacy Policy available through the footer of our website.

18. CHANGES TO THESE TERMS

EKORR may update these Terms periodically as our services, programs, technology, or legal obligations change.

When changes are made, the “Last Updated” date at the top of this page may be revised.

Your continued use of EKORR after updated Terms become effective constitutes acceptance of the revised Terms to the extent permitted by applicable law.

19. GOVERNING LAW

These Terms will be governed by the laws of the state in which EKORR's operating entity is established, without regard to conflict-of-law principles, except where applicable law requires otherwise.

20. SEVERABILITY

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect to the fullest extent permitted by law.

21. ENTIRE AGREEMENT

These Terms, together with the EKORR Privacy Policy, Membership Terms, and any additional terms presented for a specific program or purchase, constitute the applicable agreement governing your use of EKORR's services.